All I have learned, I learned from books.

I recommend reading these finance books in this order. Most folks have noticed that little to none of these topics were covered in school. The first thing is to get into the right mindset since we all have biases from family and school that we might need to unlearn. Although these are links to Amazon, I listen to all of these on Audible since I can multi-task!

Secrets of the Millionaire Mind

The 1st step is to just get into the right mindset! If you have been raised to think “Money is the root of all evil” – there are some fundamental changes in your mindset that need to happen before you are open to learn about money. Money is all a game, and if you learn the rules, you have a better chance at winning.

The Millionaire Next Door: The Surprising Secrets of America’s Wealthy

Although the concepts are very similar to the book above, I can’t stress enough about getting into the right mindset into investing first needs to start with addressing the misconceptions about what it really means to be rich. Are you just trying to look rich? If so why? The first book helps address the insecurities we have grown up with trying to “Keep Up with the Joneses” – the fact is, most of the Joneses are just as broke, or more broke than you think. This book is very statistics heavy, but I have listened to this multiple times.

Rich Dad Poor Dad

This book should be in everyone’s library! This goes from different views about money to more general ideas on how to make money work for you. You will learn the true definition of an asset vs a liability. This book is very easy to follow and I re-listen to this book every once in awhile.

How Money Works: Stop being a SUCKER

My cousin, Ejay Cruz, sent me this book. It is like a graphic novel for money. In other words, it’s a grown up comic book. Don’t take it the wrong way. If you find personal finance daunting, this makes it super easy to follow along with images to support the text! This is best consumed as a physical book vs audio because the illustrations drive the point home! My kids who are 11 and 13 read it.

Financial illiteracy is the #1 economic crisis in the world, impacting more than 5 billion people across the planet. The few who know how money works take advantage of those who do not – the suckers. This book is designed to help you break the cycle of endless debt, foolish spending and financial cluelessness so you can stop being a sucker, start being a student and take control of your financial future.

The Richest Man in Babylon

Having your money investing and working for you is not a new concept. But for some reason, many people still don’t understand these basics. You can potentially skip this book if you read the books above, but I still highly recommend it. I find it interesting how different the writings were back in the day. The good news is that there is some commentary on how the concepts can be translated to the challenges today.

I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works (Second Edition)

“Rich” is such a relative term. This book starts to get more practical steps that you can do to improve your financial situation. From getting rid of debt, to how to get started with investing. I love the audio book because you can hear the passion in the author’s voice. The great thing is that he’s not asking for anyone to sacrifice the things that you love. For example, there’s no need to stop drinking your favorite coffee…

The Total Money Makeover: A Proven Plan for Financial Fitness

If you need a step by step guide on how to get out of debt and get started to saving and investing in the right places, this is the book to get. I would still start with the first books in this list, but if you need to take action right away, listen to this book.

The Creature from Jekyll Island: A Second Look at the Federal Reserve

Most people don’t know how money and the economy truly works. As I said earlier, you first need to know the basic rules of money, which is – spend less than you earn. But then, what are the other “rules” that the super rich make up? Did you know that the Federal Reserve is a private organization just like Federal Express is not a government entity? There are powers that be that are pulling the wool over our eyes. If you are wondering why the majority of Americans are in the financial situation they are in, this is a book to listen to.

The Bitcoin Standard: The Decentralized Alternative to Central Banking

After you read “The Creature from Jekyll Island”, you will probably wonder, what can I do to protect my money? Your money in banks are just an IOU to you! You may not think Bitcoin is important now, but mark my word, you will want to learn about this disruptive innovation. We have Freedom of Speech, we have freedom of religion, but when it comes to money, the government and banks control what we can do with it. There are billions of people worldwide that are unbanked… Read this book to learn more!

Bitcoin Clarity: The Complete Beginners Guide to Understanding

Let’s be honest, most people aren’t buying into Bitcoin because they expect to use it peer-to-peer. Most people are buying it for the hype. Hype draws people in like flies on a dead possum. Which is to say, that once people are drawn in, they don’t care what brought them there. Learn more about it in this book!